So you have a business that needs to present proof of Commercial General Liability Insurance (or CGL for short). What do you do now? You need to contact an insurance broker, this is because CGL Insurance is 95% of the time sold through licensed insurance brokers in Ontario, Canada. Unlike home, auto, motorcycle or life […]
Guide to Insurance coverages Common in Ontario, Canada for businesses
Commercial General Liability Insurance (CGL) is by far the most common policy and something every business in Ontario, Canada should have. Many insurance professionals would term this policy the cornerstone of a business plan. This is because a CGL Insurance policy covers you for lawsuits that claim you have caused bodily injury or property damage. […]
The Guide to Bars and Nightclub Insurance in Ontario
Nightclubs saw a major hit in revenue during the pandemic, but trends show that they are back on the rise! Do you own or operate a nightclub in Ontario? If so, you must have the right insurance coverage in place. Nightclub insurance can protect your business from various risks, including property damage, liability claims, and loss of […]
Do You Need Builder’s Risk Insurance for Renovations?
If you currently have the opportunity to renovate your house, it may make a lot of sense right now. Better yet, renovations get you and your family out of an unsafe building. To renovate your home successfully, you need the right type of builder’s risk insurance for renovations to protect you. Otherwise, you open yourself […]
Finding the Best Home Insurance Rates in Oakville, Ontario: How James Inwood, an Insurance Broker, Can Help
As a homeowner in Oakville, Ontario, finding the best home insurance rates can be a daunting task. With so many options available, it can be difficult to compare rates and coverage, and determine which option is the best fit for your needs. However, working with an experienced insurance broker can make the process much simpler […]
Builder’s Risk Insurance: Protecting Your Home Construction Project From Start to Finish
A 2020 survey found that 38% of Gen-Xers were either in the midst of or planning a renovation project. That means there are plenty of homes that are either vacant or in mid-construction right now. No doubt, most of these savvy customers have already factored home insurance into their calculations. The problem is that if […]
Inflation and Auto Insurance: How Rising Costs Impact Rates for Drivers in Canada
Discover how inflation affects auto insurance rates for drivers in Canada. Understand the impact of rising costs of goods and services, changes in the value of money, and salary increases on premiums. Learn how to mitigate these effects by shopping around, comparing rates, and improving your insurance rating. Take steps to find the best rates […]