Traditionally buying insurance for a business has involved phone calling, office meetings and applications to determine if you are eligible or if the coverage is even affordable. This style of apply first, wait and find out later should be replaced with consumer first approach. We look at this from the customers side by offering personalized discovery calls with no obligation to understand if we can work together.

Additionally, you can first or fully submit the baseline data needed here online to understand out of the gate what options and estimates exist. From either option our experts understand the classes of businesses and what features will be present for you from the first meeting. No more waiting to see quotes or contacting multiple companies for no, maybe or we will see.

With the advancement of online sales and service, businesses have changed and we believe their unique needs have to as well. Even 10 years ago, many small or even medium size businesses were not fully transacting sales online. Now, with the rate of change many companies advertise to sell a product or service online. Plus, they may provide in person services or meetings. Has your policy adapted to cyber liability insurance risks, do they understand the features that make your business shine?

We truly understand the wide array of businesses we can cover and what your options will look like. Let’s put it this way, I don’t call a generalist or a Costco location to help file my business taxes so why do we expect every insurance company to cover business insurance risks? Additionally, I would never walk into a store and just ask for the absolute cheapest product they have and expect long lasting results.

Building a plan for your business involves a good team to help you plan exposures like liability lawsuits, property damage, tax filing and proper procedures around staying compliant and legal in your operating procedures. Many of our businesses that we insure today leverage a good insurance broker who acts as a key person in their financial and risk management planning. They also utilize a good lawyer or small legal team along with an accountant who specializes in commercial taxes in their area.