Insurance for Construction Contractors
in 3 Easy Steps
Creating a plan for insurance shouldn’t be difficult in 2025. Think back to how we have always done it, with slow steps taken for a policy. Insurance for the construction space is a specialized product that allows your business to have peace of mind in the event of a lawsuit. Consider all the factors that we are faced with now-a-days running a business. Things are busier than ever and wearing many hats is your 9-5 and beyond. So, we don’t want to make buying the right insurance plan difficult for any of our clients. Below I will explain in short how we have built the perfect insurance program for construction trades and contractors of any type. Businesses like general contractors,electricians, plumbers, framers, home Builders, drywall and many, many more.
My approach is to help clients obtain quick and easy insurance quotes and a full proposal for you to action the same day. No more waiting and wishing you have a certificate of insurance now to start working on a job site.
So where do you start?
Start by evaluating your existing business operations
Compile a quick list of the business you run now and how it operates + the revenue it generates. Let me give you a quick tip: The better you can present and understand your business operations, the better an insurance company will be prepared to offer an insurance plan. Plus, the pricing and coverages you really need can be explored because we will understand the exposures you have. Revenue is a big factor here as it helps to tell how many jobs you do and the size and scope in a number.
Book a call with James
so that you can have a one on one conversation. James will start by understanding what it is your business does and what makes it unique. We will cover things like existing policies you have, revenue generated for last year and the expected future operations.
Over the phone James will be able to give you an estimation of your costs
For a CGL (Commercial General Liability) policy. He can also look at additional coverages your business may want to consider like Errors and Omissions Insurance (also called professional liability), cyber insurance, property insurance, equipment insurance and more.
That’s it! 3 steps to set us both up for success. This will save us work and time down the line. But wait, let’s say you don’t have the time initially to set up a call right away. You can easily submit the details online using my quote form at the very bottom of this page. This will allow James to take away the info and prepare an initial proposal. Both are great options, a chat to learn more about your business insurance plan is something highly recommended from the start but not 100% necessary yet. Want to learn more about what coverages are available in the
Construction insurance space? Visit our policy type guide here first.
We can take a look at what most contractors in your space are required to have for medium to larger size jobs and what those policies cover. Take a look and fill out the information below or book a quick call here.
Apply here for a Commercial Insurance quote
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We strive to give you the best quote possible
CIBI works with over a dozen different insurance carriers across North America.
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A few minutes of info now will help you easily and securely compare options.
Submitting your info online here allows James to get quotes ready asap
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Personalized service with James, Registered Insurance Broker of 13 years.
Expert service and advice on what coverage and options you business deserves